Do you qualify to pay less for your health insurance? I'll tell you in minutes.
ACA / Marketplace plans explained clearly — what it covers, what a deductible is, and what you would pay, before you decide.
Almost nobody compares plans on what they cover — they compare the monthly premium. The real difference shows up later: in the deductible, in the doctor network, and in what the plan does not pay.
The day you need it is the worst day to find out what it doesn't cover. That's why I explain it beforehand.
The windows to enroll or change plans are limited — message me and I'll tell you which one applies to you.
No obligation. Even if you buy nothing.
Is this for you?
- You're looking for coverage and don't know if you qualify to pay less based on your income.
- You have a family and want dental, vision or life covered too — not just medical.
- You were already sold a plan you don't understand, or that wasn't what they promised you.
- You just want a second opinion on the plan you already have.
Health insurance — ACA / Marketplace plans
For you if you're looking for full medical coverage and want to know whether you qualify to pay less based on your income.
Companies I work with
- Ambetter
- Oscar
- Cigna
- Anthem
- Blue Cross Blue Shield
- CareSource
- SelectHealth Utah
- Kaiser Permanente
Named in text — we do not have each company’s logo file yet.
Answers
-
What is a deductible?
It is the amount you have to pay for certain covered medical services before your health plan starts sharing the costs.
-
ACA vs. private insurance
ACA / Obamacare: a health insurance option that can help you get coverage at a more affordable cost depending on your income and eligibility. It includes coverage for pre-existing conditions and a range of medical benefits.
-
When can I change my insurance?
ACA (Obamacare) plans have specific periods for enrolling or making changes, although certain life situations can let you do it during the year.
With me it's this simple
- 1
You message me — free and no obligation
You tell me your situation and we go through your options clearly.
- 2
We choose the right plan together
I explain benefits, costs and limits before you sign anything.
- 3
I don't disappear afterward
I stay with you while you use your policy: your benefits, your medical appointments, your questions — available 24/7 when you need me.
states
I can currently offer insurance services in 18 U.S. states.
- AL Alabama
- AZ Arizona
- FL Florida
- GA Georgia
- IL Illinois
- IN Indiana
- KS Kansas
- MI Michigan
- MS Mississippi
- MO Missouri
- NC North Carolina
- SC South Carolina
- OH Ohio
- OK Oklahoma
- TN Tennessee
- TX Texas
- UT Utah
- WI Wisconsin
Don't see your state? Message me anyway — I'll tell you if I can help.
A real case
One client had a hospital bill of $109,665; with her plan she paid $1,300.
Results depend on each plan; they are not typical.
Even if you buy nothing
Even if you buy nothing, I want you to leave with more clarity, more confidence, and the calm of honest advice with no pressure.
No obligation. Even if you buy nothing.